NPL di Atas 5 Persen, Satu Bank Dal

NPL di Atas 5 Persen, Satu Bank Dalam Pengawasan Intensif OJK







Ilustrasi perbankan
Ilustrasi perbankan (Istimewa)


Bima- Otoritas Jasa Keuangan (OJK) mengungkapkan saat ini ada satu bank yang berada dalam pengawasan intensif akibat rasio kredit bermasalah (non performing loan/NPL) bank tersebut di atas 5 persen. Pemilik bank juga telah menyuntikkan modal sehingga rasio kecukupan modal (capital to adequacy ratio/CAR) di atas 11 persen sesuai profil risiko yang harus dipenuhi bank tersebut.

Deputi Komisioner Bidang Pengawasan Perbankan OJK Irwan Lubis menuturkan saat ini terdapat satu bank yang berada dalam pengawasan khusus. Bank tersebut menurut dia, dalam kelompok bank umum kegiatan usaha (BUKU) I atau bank dengan modal inti di bawah Rp 1 triliun.

"Ada satu bank yang ada dalam pengawasan intensif, bank BUKU I," ujar Irwan di sela-sela peluncuran program Laku Pandai di Bima, Nusa Tenggara Barat, Senin (8/6).

Irwan menjelaskan bank tersebut masuk dalam pengawasan intensif karena memiliki non performing loan (NPL) nett di atas 5 persen yang berdampak pada rasio kecukupan modal (capital to adequacy ratio/CAR) turun hingga berasa di bawah batas minimal CAR sesuai profil risiko. "Kemarin CAR-nya terkena akibat NPL tapi mereka sudah suntik modal sekitar Rp 100 miliar sesuai permintaan OJK," terang dia.

Setelah disuntik modal, menurut dia, CAR sudah berada di atas rasio kecukupan modal sesuai profil risiko yakni sekitar 11 persen.

Sementara itu, menurut Irwan, PT Bank Mutiara Tbk (dulu Bank Century) yang sebelumnya berada dalam pengawasan intensif saat ini sudah tidak lagi berada dalam pengawasan intensif.

Irwan menjelaskan, pihaknya juga menurunkan peringkat kesehatan bank akibat melonjaknya NPL. Namun saat ini, mayoritas bank berada dalam peringkat kesehatan atau komposit 2.

結果 (英語) 1:

The NPL in the top 5 percent, one Bank In Intensive Supervision OJK Illustration of the banking Illustration of the banking (Special) Bhima-the financial services authority (OJK) reveals today there is one bank that is in intensive surveillance due to the ratio of bad debt (non performing loan/NPL) of the bank in the top 5 percent. The bank's owners have also inject capital amounting to a ratio of capital adequacy (capital to adequacy ratio/CAR) above 11 percent fit the risk profile of the bank must be satisfied.Deputy Commissioner of Banking Supervisory Field OJK Irwan Lubis said currently there is one bank that is in a special supervision. According to him, the Bank in the public bank group's business activities (book) I or bank with core capital below Rp 1 trillion."There is one bank that is in intensive supervision, bank BOOK I," said Irwan on the sidelines of the launch of the program Conduct Clever in Bima, West Nusa Tenggara, Monday (8/6).Irwan explained the bank entered into intensive scrutiny because it has a non performing loan (NPL) nett above 5 percent impact on the ratio of capital adequacy (capital to adequacy ratio/CAR) down to slightly below the minimum CAR appropriate risk profile. "Yesterday the CAR his exposed due to the NPL, but they've been injecting capital of about Rp 100 billion demand OJK," bright he is.After the capital was injected, according to him, the CAR was already in the top of the capital adequacy ratio is appropriate risk profile after roughly 11 percent.Meanwhile, according to Irwan, PT Bank Mutiara, Tbk (formerly Bank Century) who had previously been in intensive supervision are now no longer in the intensive supervision.Irwan explained, it also lowered the rating of bank health due to spiralling NPL. But this time, the majority of banks are in the ranking of health or composite 2.