Angka 10Pasal 15Ayat (1)Huruf aCuku

Angka 10
Pasal 15
Ayat (1)
Huruf a
Cukup jelas.
Huruf b
Cukup jelas.
Huruf c
Dalam rangka memperoleh persetujuan pengawas, Bank tidak dapat mengasumsikan atau menciptakan ekspektasi pasar bahwa persetujuan pengawas akan diberikan.
Huruf d
Yang dimaksud dengan “fitur step-up” adalah fitur yang menjanjikan kenaikan tingkat suku bunga atau imbal hasil apabila opsi beli tidak dieksekusi pada jangka waktu yang telah ditetapkan.
Huruf e
Otoritas Jasa Keuangan berwenang untuk menetapkan kondisi dimana Bank berpotensi terganggu kelangsungan usahanya (point of non-viability) dan memerintahkan Bank untuk mengkonversi instrumen modal inti tambahan menjadi saham biasa atau melakukan write down.
Dampak dilakukan write down antara lain pengurangan nilai kewajiban, pengurangan nilai kewajiban pada saat opsi beli dieksekusi atau pengurangan sebagian atau seluruh pembayaran imbal hasil.
Dalam dokumentasi penerbitan wajib terdapat klausul yang menyatakan bahwa instrumen modal inti tambahan dapat dikonversi menjadi saham biasa atau dilakukan write down apabila terdapat perintah dari Otoritas Jasa Keuangan.
Huruf f
Instrumen modal inti tambahan bersifat subordinasi terhadap antara lain deposan, kreditur, dan pemegang instrumen yang memenuhi kriteria modal pelengkap.
Huruf g
Dalam hal imbal hasil tidak dibayarkan maka tidak menyebabkan adanya pembatasan pembayaran dividen atau kupon, untuk instrumen lain, kecuali untuk saham biasa (common stock).
Huruf h
Termasuk dalam kategori diproteksi maupun dijamin oleh Bank atau Perusahaan Anak yaitu proteksi maupun jaminan yang diterima dari pihak lain tetapi dilakukan melalui Bank atau Perusahaan Anak, misalnya premi atau fee dalam rangka penjaminan dibayar oleh Bank atau Perusahaan Anak.
Huruf i
Cukup jelas.
Huruf j
Yang dimaksud dengan “dividen atau imbal hasil yang sensitif terhadap Risiko Kredit” adalah tingkat dividen atau imbal hasil yang ditetapkan berdasarkan peringkat atau tingkat Risiko Kredit Bank penerbit.
Huruf k
Angka 1
Cukup jelas
Angka 2
Cukup jelas
Angka 3
Contoh memberikan ekspektasi adalah mempersiapkan kriteria atau kondisi tertentu yang memungkinkan opsi beli (call option) dapat dilakukan, kecuali apabila kriteria atau kondisi tersebut adalah sebagaimana tercantum pada Pasal ini.
Huruf l
Cukup jelas.
Huruf m
Cukup jelas.
Huruf n
Fitur yang menghambat proses penambahan modal di masa mendatang yaitu antara lain persyaratan yang mewajibkan Bank untuk memberikan kompensasi kepada investor apabila Bank menerbitkan instrumen modal baru dengan harga yang lebih rendah.
Huruf o
Cukup jelas.
Huruf p
Cukup jelas.
Ayat (2)
Huruf a
Cukup jelas.
Huruf b
Yang dimaksud dengan “kondisi rentabilitas Bank dalam keadaan yang baik” adalah apabila eksekusi opsi beli (call option) tersebut tidak mengganggu kelangsungan rentabilitas Bank.
Huruf c
Cukup jelas.
Huruf d
Yang dimaksud dengan “kualitas sama atau lebih baik” adalah instrumen modal yang paling sedikit memenuhi persyaratan sebagai komponen modal inti tambahan.
Angka 11
Pasal 17
Ayat (1)
Huruf a

結果 (英語) 1:

Figure 10Article 15Paragraph (1)The letter aIs quite clear.The letter bIs quite clear.The letter cIn order to gain approval of Trustees, banks cannot assume or create market expectations that the watchdog's approval will be given.The letter dWhat is meant by "features step-up" is a feature that promises a rise in interest rates or the yield when the option to buy is not executed on a predetermined period of time.The letter eThe financial services authority is authorized to establish the conditions under which the Bank is potentially disrupted the continuity of his business (point of non-viability) and ordered the Bank to convert an extra core capital instruments into common stock or write down.Impact do write down, among others, a reduction in the value of liabilities, the reduction of the value of the liability at the time the options were executed or reduction of some or all of the yield payment.In the documentation there is a mandatory publication of clause stating that additional core capital instruments can be converted into common stock or do write down if there is an order from the financial services authority.The letter fAdditional core capital instruments are subordinated against, among others, depositors, creditors, and the holders of the instruments that meet the criteria of modal auxiliaries.The letter gIn the event that the yield is not paid then it doesn't cause the existence of restrictions on dividend payments or coupons, for other instruments, except for common shares (common stock).The letter hIncluded in the category of protected or guaranteed by the Bank or the company of Children, namely protection or assurances received from the other party but is done through a Bank or a company of children, such as premium or fee in order to guarantee paid by banks or companies.The letter iIs quite clear.The letter jThe definition of "dividend or yield-sensitive credit risk" is the level of the dividend or yield that is assigned based on rank or level of Bank credit risk of the issuer.The letter kNumber 1Pretty obviousNumber 2Pretty obviousThe number 3Give examples of expectations is preparing criteria or specific conditions that allow the option to buy (a call option) can be done, unless the criteria or conditions are as listed on this article.The letter lIs quite clear.The letter mIs quite clear.Letter nFeatures that hinder the process of capital increase in the future i.e. among other requirements that oblige banks to provide compensation to investors when the Bank published a new capital instrument with a lower price.The letter oIs quite clear.The letter pIs quite clear.Paragraph (2)The letter aIs quite clear.The letter bThe definition of "conditions of earning ratios the Bank in good condition" is when the execution option to buy (call option) does not interfere with the continuity of the Bank's earning ratios.The letter cIs quite clear.The letter dWhat is meant by "the same or better quality" is a capital instrument of at least fulfill the requirement as a component of an extra core capital.Figure 11Article 17Paragraph (1)The letter a

結果 (英語) 2:

Figures 10
Article 15
Paragraph (1)
Letter a
Self-explanatory.
Letter b
Self-explanatory.
Letter c
In order to obtain the approval of the supervisor, the Bank can not assume or create market expectations that the approval of the supervisor will be given.
Letter d
What is meant by "feature step-up "is a feature that promises increases in interest rates or yields when the purchase option is not exercised at the time period specified.
Letter e
Financial Services Authority is authorized to establish the conditions in which the Bank could be disrupted continuity of their business (the point of non-viability) and ordered the Bank for convert capital instruments additional core into ordinary shares or do write down.
the impact do write down include a reduction in the value of liabilities, a reduction in the value of the obligation at the time of purchase options exercised or reduction of some or all of the payment yields.
in publishing documentation required a clause which states that the instrument capital additional core can be converted into ordinary shares or do write down if there are orders from the Financial Services Authority.
the letter f
Instrument core capital addition is subordinated to, among others, depositors, creditors and holders of instruments that meet the criteria of supplementary capital.
Letter g
In terms of yield not paid then it does not cause any restrictions on payment of dividends or coupons, for other instruments, except for the ordinary shares (common stock).
Letter h
Included in the category of protected or guaranteed by the Bank or its subsidiaries namely protection and guarantees received from third parties but conducted through Bank or its subsidiaries, for example, premium or fee in order to guarantee paid by the Bank or its subsidiaries.
Letter i
Self-explanatory.
Letter j
What is meant by "dividends or yields are sensitive to credit risk" means the dividend rate or yield, defined by ratings or the level of Credit Risk the issuing bank.
Letter k
Number 1
Self-explanatory
Number 2
Self-explanatory
Number 3
Example provides expectation is preparing a criterion or condition that allows the option to buy (call option) can be done, unless the criteria or conditions are as stated in Article this,
Letter l
Self-explanatory.
Letter m
Sufficiently clear.
Letter n
feature which prevents the additional capital in the future that include a requirement that obliges the Bank to provide compensation to investors when the Bank issued capital instruments new lower price.
Subparagraph o
Sufficiently clear.
the letter p
Self-explanatory.
Paragraph (2)
Letter a
Self-explanatory.
Letter b
What is meant by "conditions of profitability the Bank in a good state" is if the execution of the buy option (call option) does not interfere with continued profitability of the Bank.
Letter c
Self-explanatory .
Letter d
What is meant by "equal or better quality" is the least capital instruments qualify as additional core capital components.
Figures 11
Article 17
Paragraph (1)
Letter a