Kenaikan suku bunga acuan sejak sem

Kenaikan suku bunga acuan sejak semester II 2013 mengerek bunga deposito. Ini tentu berpengaruh pada cost of fund kami," kata Jerry Ng, Direktur Utama BTPN dalam keterangan tertulis, Selasa (3/3). Dia menambahkan, pertumbuhan penyaluran kredit BTPN sepanjang tahun lalu sedikit lebih tinggi daripada pertumbuhan industri, yang sebesar 12%.

"Kami bersyukur dapat tumbuh di tengah situasi perekonomian yang menantang. Yang menggembirakan, penyaluran kredit ke segmen UMKM mampu tumbuh 22% sepanjang 2014," ujar Jerry.

Dengan kenaikan penyaluran kredit tersebut, pendapatan bunga BTPN secara konsolidasi meningkat 12,44% dari Rp 10,93 triliun pada 2013 menjadi Rp 12,29 triliun pada 2014.

Di sisi lain, beban bunga perusahaan meningkat lebih tajam, naik 34,96% dari Rp 3,89 triliun pada 2013 menjadi Rp 5,25 triliun pada 2014. Akibatnya, pendapatan bunga bersih merosot dari Rp 7,048 triliun menjadi Rp 7,04 triliun.(*)

結果 (英語) 1:

The increase in interest rates of reference since the semester II 2013 mengerek deposit rates. This would certainly affect the cost of our fund, "said Jerry Ng, Director of SHORT BTPN in the affidavits, Tuesday (3/3). He added, the growth of channeling credit SHORT BTPN over the past year is slightly higher than the growth of the industry, which amounted to 12%."We are grateful to be able to grow in the midst of a challenging economic situation. A joyous, channeling credit to SMALL MEDIUM ENTERPRISES segment was able to grow 22% through 2014, "said Jerry.With the rise in channeling the credit, interest income increased by consolidating SHORT BTPN 12,44% from Rp 10,93 trillion in 2013 to Rp 12,29 trillion in 2014.On the other hand, the company's interest expenses increased more sharply, up 34.96% from Rp 3,89 trillion in 2013 to Rp 5.25 trillion in 2014. As a result, net interest income declined from Rp 7,048 trillion to Rp 7.04 trillion.(*)

結果 (英語) 2:

The increase in benchmark interest rates since the second half of 2013 hoist the deposit. It certainly affect our cost of funds, "said Jerry Ng, Managing Director of the Bank in a written statement on Tuesday (3/3). He added that the Bank's lending growth over the past year was slightly higher than the industry growth, which amounted to 12%. "We are grateful to be able to grow in the midst of a challenging economic situation. Happily, lending to the SME segment was able to grow 22% throughout 2014, "said Jerry. With the increase in the loan portfolio, the Bank's consolidated interest income increased by 12.44% from Rp 10.93 trillion in 2013 to Rp 12.29 trillion in 2014. On the other hand, the company's interest expense increased more sharply, up 34.96% from Rp 3.89 trillion in 2013 to Rp 5.25 trillion in 2014. As a result, net interest income declined from Rp 7.048 trillion to Rp 7.04 trillion. (*)